Flag of the British Indian Ocean Territory (As a square)

    barry of 13 wavy arg and dark blue
a square shaped escutcheon quartered
I dark blue a bend arg charged with a bendlet per
 bend arg and gu
II dark blue a bend sinister arg charged with a bendlet
 sinister per bend gu and arg
III dark blue a bend sinister arg charged with a bendlet
 sinister per bend arg and gu
IV dark blue a bend arg charged with a bendlet per
 bend gu and arg;; over quarters a cross arg charged
 with a fillet cross gu overall in dexter chief very
 much bigger much bigger much lower slightly lower
 to the sinister slightly to the sinister
a palm tree proper smaller very much to the sinister
 to the sinister charged with a royal crown proper
 much smaller slightly smaller very much lower much
 lower lower to the sinister slightly to the sinister

Notes

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